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In the Money Now

Friday, 13 Jan 2012 | 5:00 PM ET

Stocks fall on rumored S&P downgrades in Europe. Are the downgrades already priced in, with CNBC's Melissa Lee and the Options Action traders. What matters most, Europe or earnings? Also, what a downgrade would mean for the banks going into next week's earnings announcements, with Brad Hintz, Sanford C. Bernstein & Co.